On a day-to-day basis, banks experience an increasing demand for expedient decision making. Instant access to information is necessary and data must be analyzed to formulate wide-ranging insights and assessments.  

As such, it is necessary to transform data into business information to provide the comprehensive analysis of:

• The contribution of each banking product in terms of volume and income.
• The dependency in liquidity and margin regarding different customer segmentations.
• The chronological evolution of bank activities expressed in terms of amount and margin.

The answer to the above comes in one easy product: Capital Banking Intelligence.

Designed to provide inclusive business intelligence functionalities, Capital Banking Intelligence empowers users to make effective and informed decisions based on solid data and analyses. It also addresses the management and operating departments of the bank.

 With this product, users can:

• Analyze and monitor banking activities
• Assess and manage risk exposure
• Define, monitor and improve overall performance

Each functionality integrates itself onto a user-friendly portal that uses a powerful data warehouse connected to the core banking and major information systems of the banking sector.

The activity analysis and monitoring module is designed to fully detail a bank’s activities by analyzing financial statements and banking products.

 Adopting a multidimensional technique, it analyzes:  

• Financial statements
• Banking products

 Different elements allow a thorough analysis based on:

• Facts – accounting balance, average amount, number, currency and exchange rate, among others.
• Time – day, month, quarter, semester and year, among others.
• Criteria/ attributes – selection by country, currency, economic sector, branch and manager, among others.

 The results of various inquiries are presented in different formats, including:

• Dynamic Pivot Tables (the order of columns and rows is flexible).
• Matrix Reports (audit trail of cells).
• Graphs (either two or three dimensional).

Users are able to change the layout of existing reports and generate them in industry standard formats (PDF, XML). Moreover, they can customize the homepage to include reports they use frequently and define their own dynamic interaction with data.