Board of Directors Executive Committee Leadership Team
Samer Hanna
Chairman, Executive Director - Voting Member

An active entrepreneur in the Information Technology industry for more than 22 years, Samer is the Co-founder, Chairman of the Board and CEO of Capital Banking Solutions. He has been active in the Financial Technology sector since 2006, leading the success of Capital Banking Solutions as an industry leader and a global player through lightening organic growth and three major acquisitions. Prior to that, Samer has co-founded and led Capital-Outsourcing, a pioneer in the IT Outsourcing and Business Process Outsourcing industries. Samer has also co-founded, invested in, and sits on the board of several startups in the MENA region, spanning a range of industries, including technology, real estate, and hospitality (Orange Holding). Samer is a member of several industry associations.

Expand
Michel Tueni
Executive Director - Voting Member

As Group COO , Michel manages operations with responsibility toward achieving growth and ensuring profitability. Michel has over 20 years of entrepreneurial experience in business and IT bringing a rich and diversified background. Prior to joining Capital Banking Solutions in 2008, Michel was associated partner and shareholder of Valoris, a European consultancy CRM and Business Intelligence firm, now part of Sopra Group, as well as founder of a French IT company CEDRIA. At Valoris he started as Director of Operations and moved to the BENELUX as a Managing Director developing the company’s subsidiary and was later appointed as MD of Sopra Belgium when the latter acquired Valoris.

Expand
Aziz Akl
Executive Director - Voting Member

As Group CFO, Aziz oversees the financial planning and analysis, business support, internal controls and group support functions. He also provides strategic and tactical information related to budget management, cost benefit analysis, forecasting needs and the securing of new funding. Aziz has over 15 years of experience building and leading finance teams in global companies with result and profitability oriented objectives. He joined Capital Banking Solutions in 2009, having previously been CFO at Strong Satellite TV Europe, Finance Manager at Virgin Megastores and an External Auditor at Ernst & Young.  Aziz holds a Masters in Business Administration from Ecole Supérieure des Affaires (ESA).

Expand
Tamer Ghazaleh
Non-Executive Director - Voting Member
Expand
Paul Chucrallah
Non-Executive Director - Voting Member

Paul Chucrallah is the Managing Director of Berytech Fund II, a venture capital fund established under the aegis of circular 331 initiative of the Central Bank of Lebanon, and has 19 banks as its shareholders, with commitments of more than $50M.

Paul has been part of the Berytech team since 2010, both on the incubation & hosting side, and on the fund management side, having started at first as advisor to Berytech Fund I, where he participated in the negotiation and realization of a number of transactions, including subsequent follow-up and representation of the fund on the boards of the portfolio companies.

Prior to that, he had held senior positions with various Lebanese Investment and Commercial Banks where he worked intensively on fund raising and corporate finance.   He has worked and studied in Europe and has had a career spanning more than two decades, often at the intersection of Finance and Technology.

He holds a diploma in Telecommunication and Electrical Engineering from ESIB – USJ in Beirut, and an M.B.A. from INSEAD – Fontainebleau.

Expand
Randa Safah
Non-Executive Director - Voting Member
Expand
Nikos Goutsoulas
Executive Director - Invitee

As Group CCO, Nikos is in charge of building and maintaining high-level contacts with current & prospective customers, and other business partners. He is also in charge of facilitating global business growth and developing Group-wide marketing strategies. He has over 27 of years experience in the Management of information systems for financial institutions, where he was involved in different types of banking complex transformation programs. He was with the Oracle Financial Services for 15 years, where he occupied the position of Regional Vice President. In addition, he was responsible for the Consulting Services of the Financial Services Global Business Unit in the EMEA region. Before that, he managed his own company for 10 years. Nikos holds a Masters in Software Engineering from Boston University and a PHD from the City University of London.

Expand
Samer Hanna
Group Chief Executive Officer

An active entrepreneur in the Information Technology industry for more than 22 years, Samer is the Co-founder, Chairman of the Board and CEO of Capital Banking Solutions. He has been active in the Financial Technology sector since 2006, leading the success of Capital Banking Solutions as an industry leader and a global player through lightening organic growth and three major acquisitions. Prior to that, Samer has co-founded and led Capital-Outsourcing, a pioneer in the IT Outsourcing and Business Process Outsourcing industries. Samer has also co-founded, invested in, and sits on the board of several startups in the MENA region, spanning a range of industries, including technology, real estate, and hospitality (Orange Holding). Samer is a member of several industry associations.

Expand
Michel Tueni
Group Chief Operating Officer

As Group COO , Michel manages operations with responsibility toward achieving growth and ensuring profitability. Michel has over 20 years of entrepreneurial experience in business and IT bringing a rich and diversified background. Prior to joining Capital Banking Solutions in 2008, Michel was associated partner and shareholder of Valoris, a European consultancy CRM and Business Intelligence firm, now part of Sopra Group, as well as founder of a French IT company CEDRIA. At Valoris he started as Director of Operations and moved to the BENELUX as a Managing Director developing the company’s subsidiary and was later appointed as MD of Sopra Belgium when the latter acquired Valoris.

Expand
Aziz Akl
Group Chief Financial Officer

As Group CFO, Aziz oversees the financial planning and analysis, business support, internal controls and group support functions. He also provides strategic and tactical information related to budget management, cost benefit analysis, forecasting needs and the securing of new funding. Aziz has over 15 years of experience building and leading finance teams in global companies with result and profitability oriented objectives. He joined Capital Banking Solutions in 2009, having previously been CFO at Strong Satellite TV Europe, Finance Manager at Virgin Megastores and an External Auditor at Ernst & Young.  Aziz holds a Masters in Business Administration from Ecole Supérieure des Affaires (ESA).

Expand
Nikos Goutsoulas
Group Chief Commercial Officer

As Group CCO, Nikos is in charge of building and maintaining high-level contacts with current & prospective customers, and other business partners. He is also in charge of facilitating global business growth and developing Group-wide marketing strategies. He has over 27 of years experience in the Management of information systems for financial institutions, where he was involved in different types of banking complex transformation programs. He was with the Oracle Financial Services for 15 years, where he occupied the position of Regional Vice President. In addition, he was responsible for the Consulting Services of the Financial Services Global Business Unit in the EMEA region. Before that, he managed his own company for 10 years. Nikos holds a Masters in Software Engineering from Boston University and a PHD from the City University of London.

Expand
Nohad Koleilat
Group Chief Technology Officer

As Group CTO, Nohad is in charge of examining the short and long-term technology needs of CBS and aligning resources and investments to reach objectives. He is also in charge of delivering products and systems of the highest quality and reliability. Nohad has over 24 years of experience in information system consultancy, he was involved in transformation projects for companies in different sectors as banking, aerospace and retail. He worked for major European and International companies in the field of digital transformation, consolidation and management of data centers and the migration to the different types of cloud. Nohad holds a Software Engineering degree from Alger University.

Expand
May Pelpel
Senior Director, Head of Product Design
Expand
David Ghoussoub
Senior Director, Head of Digital Products

As a Senior Director, David Ghoussoub is Head of Product Design of CapitalDigital our Digital Banking product and CapitalBanker our Core Banking product running on IBM i platform. He is also in charge of CBS Operation in the Americas and manages the New York and Miami offices. David has over 30 years of IT experience in developing core banking, internet and mobile banking, digital banking and middleware solutions and is the creator of CapitalDigital. David has helped banks and government institutions across the US, Canada, the Caribbean, South America and the Middle East with all aspects of the project life cycle from requirements gathering to development and deployment then to training and support.

David holds a Software Engineering degree from Saint Joseph University, Lebanon (USJ)

Expand
Christophe Brisson
Senior Director, Head of Consulting, Europe

As Head of Consulting – Europe, Christophe is in charge of Delivery in Europe and globally for the Capital Front product line and is the GM of Monaco Office. He has over 25 years of experience in the software industry.

Christophe joined Capital Banking Solutions Monaco (formerly named Tekline) as Managing Director Europe in 2005 to develop its Banking Front-Office product. He previously worked with the founders of Cartesis, as Head of Consulting, Head of French Operations and Head of European and Japan Operations. Christophe graduated from Institut d’Etudes Politiques de Paris (Sciences-Po) and holds a Law Degree from Paris II Assas.

Expand
Jacques Salame
Senior Director, Head of PMO & Quality Assurance

Banking Professional with more than 20 years of banking experience, Jacques Salame is the Head of PMO (Project Management Office).

Jacques is responsible for project management frameworks, quality and delivery procedures, and resource skills and needs management, estimating projects implementation costs, cross planning and staffing optimization, monitoring of the consulting utilization and billing ratios, monitoring of the projects progress and profitability.

 

He was managing departments focusing on credit management, stock market, securities, bonds and derivatives, forex and treasury management for Banque Saradar France SA and Bank Audi.

Jacques holds a DESS in Finances Internationales from Saint Joseph University, Lebanon. (USJ).

Expand
George Ghaoui
Director, Sales & Marketing, Middle East & Egypt

As Sales and Marketing Director for Middle East and Gulf areas, George is in charge of developing and executing key strategies that focus on client requirements in financial industry, maintaining high-level contacts with current & prospective customers, supporting the regional sales team and building the network of business and commercial partners.

He has over 28 years of experience in the Management of information systems for financial institutions, where he was involved in different types of banking complex transformation programs. Before joining the group in 2001, he has been working with Kuwait Digital Computer System for 12 years, where he occupied the position of Head of consulting and Educational training for Gulf areas. George holds an Executive MBA from ESCP-EAP Europe and Masters in Computer Science from Jean Moulin University – Lyon.

Expand
Jean-Philippe Robin
Director, Sales & Marketing, Western Europe and Africa

Banking Professional with over 25 years of experience, Jean-Philippe Robin is the Sales Director for the Western Europe and Africa.

Passionate about the financial services sector, Jean-Philippe worked for IT vendors servicing the financial industry and joined multinational corporations such as Finastra, Fiserv, Atos in Europe and Africa.

In the last 10 years, his positions covered the European and African market.

Jean-Philippe holds a BSc and an MSc in Computer Science from ESME and an MBA from IAE La Sorbonne Paris.

Expand